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Profile photo of a State Farm Agent named: Teresa Garten

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State Farm® Insurance Agent

Teresa Garten

Teresa Garten Ins Agency Inc

(360) 384-0087
6044 Portal Way
Suite 102
Ferndale, WA 98248

Between Curb Shots and Portal Way Farm & Garden. We're next to Edward Jones.

Profile photo of a State Farm Agent named: Teresa Garten

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!


6044 Portal Way
Suite 102
Ferndale, WA 98248


English, Spanish

Currently all auto insurance quote requests are only provided through agents. Please call us during business hours and we will be happy to see if we can provide you a better value on your insurance package!

Ferndale is home—I grew up right here, and I’m so honored to be able to help my neighbors protect what and who they love. I became a State Farm agent in 2011 because I believe the right insurance partner can make a real difference for people, and it’s my goal every day to serve my community with plans that fit their lives. I work with people from Ferndale, WA, Whatcom County and the greater Bellingham area, including Blaine, Lynden, Birch Bay and Custer.

I’ve been part of the State Farm family for almost 20 years. I got my start supporting another agent as a team member, which gave me a strong foundation in open communication and customer service. I also spent five years as an agency field professional, working with agencies around the country on training and development. I bring all that experience to the office to benefit my customers every day. They know they can count on me to be there for them and to truly care about their lives. My amazing team of friendly insurance professionals is always available to answer questions and offer support, and we take pride in remarkable customer service always—in both English and Spanish.

I’m passionate about supporting my neighbors and my community however I can. I serve on the Ferndale and Birch Bay Chambers of Commerce, I give back to the Ferndale Food Bank, and I’ve never missed the Boys and Girls Club annual breakfast! Outside the office, you can usually find me running—I’ve done three marathons, and am usually training for something! I also love spending time with my husband and daughter, hiking, biking and enjoying the outdoors!

From auto insurance, home insurance, property insurance and life insurance to business insurance, health insurance and financial services, we are here to help. My office is always a friendly, welcoming place (for humans and pets!), whether you’ve worked with us for years or are just looking for some fresh coffee and a free quote! Give me a call or stop by today.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Annuities

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Our mission here at Teresa Garten State Farm is to help make sure our customers have the right auto insurance, home insurance and life insurance coverage in place at the right time. That is why we offer annual reviews to all of our customers, it's a time to provide to review what they DO have, what they DON'T have and what this means in the event of a claim. We help educate them on their options to help them prepare for the unexpected things that can happen in life!

Our team members are all Whatcom County natives! We are about helping our customers, each other and the wider community! We look forward to assisting with your insurance needs!

Barb Hawley

Office Associate

I am a proud military Mom and love living and working in Ferndale! My role is to assist our team in providing you top notch service at our agency. I look forward to serving you!
Kirsten Abapo State Farm Agent Team Member

Kirsten Abapo

Office Manager

Hi, I'm Kirsten! As an Office Manager, I'm licensed to assist you with Auto, Home, Health and Life Insurance in my home state of Washington. I was born in the Philippines, but moved to the US when I was 6. I lived in Bellingham for 17 years before moving up to Ferndale. In my free time, I enjoy strategy and puzzle games and spending time with family and loved ones. Stop by our office Ferndale or give us a call to get started on a free quote!
Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.